So, I learned something new tonight. The bank I use is linked to a brokerage firm. So you can transfer money between your bank account and make contributions, for example, to an IRA. What I did not know is that there are two separate accounts that are created. So when you make your contribution to your cash balance account it is swept into or invested into a money market owned by the bank. So you are investing without knowing, and they charge you a fee. Well, I told the brokerage firm to close the money market account, and their response is that it is impossible to do that. So no matter what, you have to invest in the bank's money market. In addition, you don't have access to your funds immediately.------------------------------
Sarmad Azhar, CSSC_CLSSGB, CMSA®, CFE, CBCA®,, FMVA®, FP&A, MSA, MSHCM
Aubrey TX
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